Thanks for that!

We know that might have been a bit of a slog to provide all that information for us but it means we can now go to the lenders we think fit best and see what we are able to get for you to move towards your property goals. 

This next step can take anywhere from 5 to 10 working days and we'll be in touch as soon as we have anything from the lenders or need any more information from you. Please get in touch with Adam, Claire or Greg if you need anything from us or have any questions over the next few days.

From the My Mortgage Blog

Why we don’t often suggest splitting your fixed rates

I'm going to throw a cat amongst the pigeons of conventional wisdom here but I'd like to put it out there that I'm not a fan of splitting your fixed rates by fixing over different terms. What is thisRead more

The gap between fixed and floating rates is increasing

The gap between the fixed and floating rates are increasing and if you've got a floating rate this means you're paying considerably more in interest, which ultimately means you'll be paying off yourRead more

Splitting your investment and personal home lending across different banks

If you're a property investor then this is a key financing strategy that you should be considering.  The right mix is different for everyone but we're here to help give an objective view of the bankRead more

Banishing Short Term Debt forever...

Every single day, as a Mortgage Broker, I say to myself “I wish more people understood debt and how to beat it”.  People contact me to buy their first home, and at least 50% of the time eitherRead more

Using KiwiSaver for your unconditional day deposit?

For many first home buyers, their KiwiSaver forms a large part (some if not all) of their deposit for a home, and we are frequently asked the question as to how this can be used to pay their deposit Read more

Building & Renovation Mortgages - How it all works - Construction Lending Part 1

This is the introduction video into a series all about construction lending and all the ins and outs of it. In this series Greg covers house and land package and turn key builds, fixed price contractRead more

House & Land Packages & Turn Key Homes - Construction Lending Part 2

Turn key build and house and land packages both very similar. So let’s start with house and land packages. Read more

Fixed Price Builds - How do they work?- Construction Lending Part 3

Fixed Price Contracts are the most common way we see people building new homes. The way these types of builds work is that you’ve found a piece of land, maybe a smaller section, maybe you subdivideRead more

Transportable, relocatable and tiny homes - Construction Lending Part 4

These are three types of builds that are becoming really popular obviously as there’s a lot of efficiency (financial, time and environmental efficiencies) that can be made when things are built offRead more

Self Managed Builds & Kit-set - Construction Lending Part 5

So a self managed build is that you as the home owner organise all the tradies; the builder, the plumber, the electrician, the roofers, the painters, everyone individually to come and build your newRead more

Building & Renovation Lending Frequently Asked Questions - Construction Lending Part 6

If you’re building a house and you’re not living in it while you’re building, you will need to be paying rent or your previous mortgage while that house is being built in a fixed priceRead more

Options to not be homeless when you're selling & buying

Anyone who has sold a home to buy (or build) another will attest to the fact that it can be stressful working out where you're going to live in between times if you're not fortunate enough to settleRead more