Thanks for completing the My Mortgage application form | My Mortgage

Blog

Thanks for that!

We know that might have been a bit of a slog to provide all that information for us but it means we can now go to the lenders we think fit best and see what we are able to get for you to move towards your property goals.

This next step can take anywhere from 5 to 10 working days and we'll be in touch as soon as we have anything from the lenders or need any more information from you. Please get in touch with Adam, Claire or Greg if you need anything from us or have any questions over the next few days.

From the My Mortgage Blog

Building a shed to live in on my new lifestyle block - how can I do that?

March 8th 2021It used to be a quarter ache but that has expanded to being the small lifestyle block, in the country with a brand new build and shedding for all your toys or somewhere to run your business out of. TRead more

Getting your low equity margin removed.

February 23rd 2021When you get a home loan at more that 80% Loan to value ratio (Find out more about LVR's here) the banks charge you a bit extra for the privilege of borrowing that money when you have a smallerRead more

Should I really be repaying debt?

January 26th 2021Recording this video goes against everything I've said in my 14 years as a Mortgage Broker but I think it's a fair question worth asking. I've always been a fan of repaying debt as it sets you up toRead more

Buying a property at auction with less than a 20% deposit

January 26th 2021With the property market as hot as it is, a lot of properties are being sold via auction and understandably so. We are hearing of great prices for people selling their properties at auction. However,Read more

Should I be floating my loan?

January 26th 2021This is a really good question to be asking at the moment and it's one that plenty are... Rates are dropping so there's merit in the discussion around floating and waiting for a better rate. PerhapsRead more

Do you really need 40% to buy a rental property?

January 26th 2021So you're looking to buy your first (or next) rental property? You might be feeling some FOMO that the major banks have decided to take matters into their own hands and pull back the Loan to ValueRead more

Getting a home loan when you're on one income

January 12th 2021Buying a new home on one income either as a single person or when you or your partner are not working can feel really difficult but there are ways to make things work and things to consider. Read more

Why we don’t often suggest splitting your fixed rates

October 20th 2020I'm going to throw a cat amongst the pigeons of conventional wisdom here but I'd like to put it out there that I'm not a fan of splitting your fixed rates by fixing over different terms. What is thisRead more

The gap between fixed and floating rates is increasing

September 30th 2020The gap between the fixed and floating rates are increasing and if you've got a floating rate this means you're paying considerably more in interest, which ultimately means you'll be paying off yourRead more

Splitting your investment and personal home lending across different banks

September 18th 2020If you're a property investor then this is a key financing strategy that you should be considering. The right mix is different for everyone but we're here to help give an objective view of the bankRead more

Banishing Short Term Debt forever...

August 19th 2020Every single day, as a Mortgage Broker, I say to myself “I wish more people understood debt and how to beat it”. People contact me to buy their first home, and at least 50% of the time eitherRead more

Using KiwiSaver for your unconditional day deposit?

July 30th 2020For many first home buyers, their KiwiSaver forms a large part (some if not all) of their deposit for a home, and we are frequently asked the question as to how this can be used to pay their deposit Read more

Navigate

Home
Who are we
News/Blog
FAQ's
What we do
Testimonials
Calculator
Contact
Apply Online

Services

First Home Buyers
Building Mortgages
Renovation Top Ups
Investment Property Loans
Sell & Buy with Ease
Pay mortgage off quicker
First Home Loan
First Home Grant

Locations

Cambridge
Te Awamutu
Matamata
Hamilton Online

P: 0800 MY MORTGAGE

E: office@mymortgage.co.nz