Thanks for that!

We know that might have been a bit of a slog to provide all that information for us but it means we can now go to the lenders we thing fit best and see what we are able to get for you to move towards your property goals. 

This next step can take anywhere from 2 to 5 working days and we'll be in touch as soon as we have anything from the lenders or need any more information from you. Please get in touch if you need anything from us or have any questions over the next few days.  

From the My Mortgage Blog

Afterpay etc & how it may affect your ability to get a mortgage

Buy now, pay later schemes have been around for a long time and were generally termed as Hire Purchases. Traditional credit cards are also essentially a Buy Now, Pay Later type thing as well.  HowevRead more

Your Home Loan Elevator Pitch - Telling your story

Are you not having any love with your bank?  Or you feel like you're just not getting what you want? We don't consider ourselves to be greasy salespeople by any stretch but most people canRead more

Five simple tips to repay your mortgage faster

Each time a payment comes out for your mortgage repayments, it feels like it is a never ending flow of money from your account and if you're near the start of your mortgage, 30 years seems like aRead more

Our thoughts on if to fix or float - Fix for a year

At the risk of oversimplifying things... I believe the best thing you can be doing right now is to fix your home loan for 12 months. ANZ came out last week saying they saw another at least two or maRead more

Is your Home Loan still floating? We need to talk!

If you've got a home loan which is sitting on floating and you've been getting around to fixing it... or perhaps a fixed loan expired and has just rolled on to floating then this message is reallyRead more

Getting creative - Funding your rental portfolio

The banks are getting tougher and tougher with lending criteria, especially with investors who seem to have been unfairly tagged as a bit of a problem in the lending space. If you're struggling to fRead more

Welcome Home Loan & Homestart grant changes

Earlier this week the Government announced that they had been "overly ambitious" with their goal to build 100 000 homes in the next 10 years so have reset KiwiBuild. As a part of the reset, it hasRead more

Your Airbnb Mortgage - Is this an option?

The rental market has changed dramatically over the 12 years that I've been a Mortgage Broker and as ever, there are a bunch of resourceful people out there finding the best ways to provide a good hoRead more

The financial life cycle & how it works

As you can imagine, we get the pleasure of helping people all across the financial spectrum... From people with no deposit and a dream of owning a home, right through to those with 20 or 30 rentalRead more

Renting by the room - What are the ins and outs?

The rental market has changed dramatically over the last decade and as ever, there are a bunch of resourceful people out there finding the best ways to provide a good home and get a good return forRead more

Why borrowing power is less when you don't have 20%?

We love working with first home buyers. The excitement of walking through your own front door for the first time is something that never gets old.  After more than 15 years combined experience betwRead more

"Creative" funding of Rental Properties

One of the things we're constantly asked by investors, is "how can I get around the LVR rules"? The reality is that there is no silver bullet, but there are some ways in which you can be cleverRead more