My Mortgage specialises in getting you the best Home Loan

Our vision: To provide casual but competent service to make a difference in people's lives and in our community.

If you're looking to purchase a new home or would like to know what options you have for your next move, then we can help make the process a lot easier for you.

We strive to provide the best Options, Advice, Service and Price on home loans without using overly technical jargon or trying to cloud your judgement with gimmicks like a lot of the banks do... have a read of some of our blogs below to see what we mean.

We're here to work for you - and to have fun and enjoy doing it!

From the My Mortgage Blog

Is your Home Loan still floating? We need to talk!

If you've got a home loan which is sitting on floating and you've been getting around to fixing it... or perhaps a fixed loan expired and has just rolled on to floating then this message is reallyRead more

Getting creative - Funding your rental portfolio

The banks are getting tougher and tougher with lending criteria, especially with investors who seem to have been unfairly tagged as a bit of a problem in the lending space. If you're struggling toRead more

Welcome Home Loan & Homestart grant changes

Earlier this week the Government announced that they had been "overly ambitious" with their goal to build 100 000 homes in the next 10 years so have reset KiwiBuild. As a part of the reset, it hasRead more

Your Airbnb Mortgage

The rental market has changed dramatically over the 12 years that I've been a Mortgage Broker and as ever, there are a bunch of resourceful people out there finding the best ways to provide a good hoRead more

The financial life cycle

As you can imagine, we get the pleasure of helping people all across the financial spectrum... From people with no deposit and a dream of owning a home, right through to those with 20 or 30 rentalRead more

Renting by the room - What are the ins and outs?

The rental market has changed dramatically over the last decade and as ever, there are a bunch of resourceful people out there finding the best ways to provide a good home and get a good return forRead more

Why borrowing power is less when you don't have 20%?

We love working with first home buyers. The excitement of walking through your own front door for the first time is something that never gets old.  After more than 15 years combined experience betwRead more

"Creative" funding of Rental Properties

One of the things we're constantly asked by investors, is "how can I get around the LVR rules"? The reality is that there is no silver bullet, but there are some ways in which you can be cleverRead more

How to be the best guy jumping out of a plane

If you’re going to do a skydive, you want the gear getting you from the plane to the ground to be 100% perfect, right? We’d call that managing your risk, and it’s what the banks do when theyRead more

Foodtogether Cambridge - A My Mortgage Community Project

Food{together} Cambridge is a non profit social enterprise made up of people right here in Cambridge that has the goal of making seasonal fresh fruit and vegetables accessible to everyone in ourRead more

How & Why is My Mortgage free?

As Luther Vandross and Janet Jackson announced in their 1992 Grammy-nominated duet, The Best Things In Life Are Free. But in reality, nothing in life is free, right? Well for once you can getRead more

The scribble graph

This scribble is going to be familiar for a lot of people reading this...  It may be fairly crude but it sums up why it feels so tough getting in to your first home but also just how much that hardRead more