Home Loans you can
understand & trust

My Mortgage specialises in getting you the best Home Loan

If you're looking to purchase a new home or would like to know what options you have for your next move, then we can help make the process a lot easier for you.

We strive to provide the best Options, Advice, Service and Price on home loans without using overly technical jargon or trying to cloud your judgement with gimmicks like a lot of the banks do... have a read of some of our blogs below to see what we mean.

We're here to work for you - & to have fun and enjoy doing it!

Want to get started with an application?

If you have a property you are wanting to purchase or want to get a pre approval so that you know what you can buy for, you can apply online and one of our advisers will be in touch and we'll get started on an application.

About the My Mortgage team

First Home Buyer Mortgages

Buying your first home can be a really experience & one that is very enjoyable. The My Mortgage team love working with first home buyers to help them get on the property ladder. Whether you are buying by yourself, with your partner or with others in your family to get your first property, My Mortgage will walk you through the process to make sure you know and understand what you need to but without swamping you with the details. We take care of all that. Using your Kiwisaver? Great. Are you eligible for First Home Loan & Grant? We can help with that too. 

Sell & Buy with Ease

Whether you are upsizing, moving for work, downsizing, or just wanting a change, My Mortgage can walk you through the selling and buying process. Just carrying on with the same bank you're with currently might not be best for your situation. My Mortgage work with you to understand your current situation and what you want to achieve to make sure you can do what you want to do and get the property you want. 

Pay your mortgage off faster

Taking on a mortgage can be a big deal as you are responsible for a large amount of debt, so ideally you want to pay that home loan off s quickly as possible. The My Mortgage team can work with you to restructure and budget to help you pay your mortgage off as quickly as possible, without needing to eat noodles every night (although you can if you want!). If you need advice on paying off lump sums, using revolving credits, or increasing your regular payments, we can give that advice and help you put whatever is needed in your mortgage to achieve that. 

Investment Properties

Property has been, and will continue to be a great investment in New Zealand. The My Mortgage team are property investors themselves so they know the ins and outs of borrowing money to fund your first, second or 10th investment property. My Mortgage works with you to make sure the structure of your loans work towards what you are trying to achieve and know how the banks best like to see things managed. 

Building or Renovating

The difference between small minor home improvements and building a brand new, dream home are substantial and so they shouldn't be treated the same. If you are needing to borrow some money to do that extension or finish off that landscaping, we can help you with that. If it's to move that transportable on for your home away from home, we can support you there. If it's to build your dream home for you and your loved ones to grow together in, we love doing that too. Whatever the reasons and however big or small, My Mortgage wants top help get you the best renovation & construction mortgage for your situation.

Latest News

Buying your first investment property

You’ve bought your first home and you’re absolutely stoked. A place to call your own, an excellent and well set up home loan and a financial plan for the future. With the Reserve Bank removingRead more

Yay, you're pre approved! What's next?

The hard work for your home loan is now done – the bank wants to lend you money! Now there are only a few key things left to do; Find the right house and make an offer – talk to us aboutRead more

Who are you going to buy with?

For most first home buyers, at least two people being involved will open up a heap of options for you, unless you have a very significantly high personal income or a very good deposit. So plenty of mRead more

What type of "Advice" can you get from a mortgage broker?

You’re absolutely smashing it. You’ve got your pre-approval, have made an offer and met all the conditions on your agreement. Now it’s time to confirm your agreement unconditional, and BOOM - Read more

Where did all my money go??

About three weeks ago I got a call from a first home buyer I had pre-approved – and the first thing she asked me was “Do you know where all my KiwiSaver money has gone?” Unfortunately IRead more

What's a Priority Amount?

We sometimes get some concerned clients touch base with us when they receive their loan offer as it has two amounts on there. One is the amount they are borrowing and one is substantially higher.Read more

Budgeting is a great Lockdown activity!

I hope you're staying safe during lockdown and enjoying some time with those in your bubble.  I'm sure we're all doing a lot of reflecting on where we're at and what our lives are going to look likeRead more

COVID-19 Options, Support & Feedback - Westpac

Deferred mortgage repayments are available for six months, as agreed by the Government and banks. This deferral includes principal and interest repayments and is sometimes known as a mortgageRead more

COVID-19 Options, Support and Feedback for ANZ Clients

With ANZ being one of the biggest banks in New Zealand, they have been pretty front and centre for all of this COVID-19 response. Read more

COVID-19 Options, Support and Feedback for ASB Clients

If your income has been impacted directly by COVID-19, ASB are offering the following options for you: Interest only repayments on home loans for up to 6 monthsMortgage repayment deferral for up toRead more

COVID-19 Options, Support and Feedback for BNZ Clients

Changing your repayments If you’re currently paying more than the minimum repayment amount on your home loan, you might be able to reduce your current repayments. Interest only payments You mRead more

COVID-19 Options, Support & Feedback - Sovereign

Mortgage repayment deferrals If a Sovereign Home Loans customer has been impacted by COVID-19 these are some of the financial support options immediately available to them on a case-by-case basis: Read more

What do our clients say?

Our complicated refinancing was handled with utter professionalism. Adam and his team are awesome to deal with. Friendly, understanding and always responded quickly to my queries. They secured an amazing deal for us with the bank. Thank you do much! Highly recommended.

Fiona O'Rourke

Really friendly and helpful. Having a mortgage broker took so much weight off our shoulders when trying to buy our first home. They really did so much work for us and it was all for free. Would highly recommend the team at My Mortgage. They are the best.

Cliffy Marsters

Book a time with an expert

For My Mortgage, home loans are all about people and stories, not numbers and dollars. By booking a time to speak with one of our expert team, we can give you free advice and guidance and what we think will be right for you. We can connect in person, via phone, online or email. 

Whatever works best for you.