Thinking about buying your first home?

Adding to your family home, house & land packages or building your dream home?

Building a new home or renovating an existing one is really exciting. Being completely in control of what you want and how you want it to be is such a rewarding experience. There is, however, a lot to consider, including when it comes to financing the build or renovation. The My Mortgage team have recently all built their own homes, as well as helping many clients build and renovate. We know the process, what the banks need to see about the build and renovation and the things to watch out for during the build.

Contact the team about your renovation or building

The My Mortgage team love renovating and building houses and we've all done it at some point in our property owning lives. Get in touch with the team to find out how getting loans work for building a house or doing renovations to your property. 

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Thanks for touching base about your build or renovation. One of the My Mortgage team will be in touch really soon to discuss in more detail.

From the My Mortgage Blog

A Guide to Back My Build

(For information on ANZ's Blueprint to Build scheme, check out this blog) The team at My Mortgage are receiving heaps of questions around the recently announced Back My Build variable rate that ASBRead more

Using Second Tier Lenders to get to where you want to go

At My Mortgage the large majority of the clients we work with we are looking at the main banks as the best option for them. At the main banks you can get the best interest rates usually and utiliseRead more

Valuations - What's The Deal?

There are so many different types of valuations, but the one we deal with the most in our line of work are Registered Valuations, or quite commonly referred to as an RV.  What is an RV?  This isRead more

Lazy Loans - What are they & how can My Mortgage help?

A lazy loan is a loan that is not performing as best as it could be for you. Often, we find that when people are changing loan structures or loans are expiring, or they are buying and selling newRead more

The Risk of Fixing Your Home Loan

We have seen over the last year or so that rates have trended down and rates have looked attractive on both the shorter terms and longer terms, so we wanted to have a quick chat to help youRead more

Building & Renovation Mortgages - How it all works - Construction Lending Part 1

This is the introduction video into a series all about construction lending and all the ins and outs of it. In this series Greg covers house and land package and turn key builds, fixed price contractRead more

House & Land Packages & Turn Key Homes - Construction Lending Part 2

Turn key build and house and land packages both very similar. So let’s start with house and land packages. Read more

Fixed Price Builds - How do they work?- Construction Lending Part 3

Fixed Price Contracts are the most common way we see people building new homes. The way these types of builds work is that you’ve found a piece of land, maybe a smaller section, maybe you subdivideRead more

Transportable, relocatable and tiny homes - Construction Lending Part 4

These are three types of builds that are becoming really popular obviously as there’s a lot of efficiency (financial, time and environmental efficiencies) that can be made when things are built offRead more

Building & Renovation Lending Frequently Asked Questions - Construction Lending Part 6

If you’re building a house and you’re not living in it while you’re building, you will need to be paying rent or your previous mortgage while that house is being built in a fixed priceRead more

Self Managed Builds & Kit-set - Construction Lending Part 5

So a self managed build is that you as the home owner organise all the tradies; the builder, the plumber, the electrician, the roofers, the painters, everyone individually to come and build your newRead more

What do banks look at for self employed income & why?

Being self employed is a great option for many people and can give freedom in a lot of areas of life. It can also mean a few more challenges, and a question we often get asked is "Why is it harderRead more

Book a time with an expert

For My Mortgage, home loans are all about people and stories, not numbers and dollars. By booking a time to speak with one of our expert team, we can give you free advice, guidance & what we think will be right for you as well as explain our mortgage repayment calculators. We can connect in person, via phone, online or email. 

Whatever works best for you.