Here at My Mortgage we love working with our clients and those in our networks to create more value for you in your experience with us. Deanna from The Designery Room thinks along the same lines, and as the designer mastermind behind both Adam and Claire's recent new builds,...
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Big news from the Reserve Bank today... There is some easing around deposit restrictions for new lending from 1st January.Investors - Will now have to have a minimum 30% deposit instead of 35% deposit.  (There is an allowance of 5% of loans to be over this thr...
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Why should you refinance?

August 28, 2018
With interest rates at historic lows and banks undercutting each other left, right, and centre, we've had a lot of enquiries about refinancing, and it's super important to understand exactly what this involves. There can be some confusion about this term, lots of people see ...
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Click below to check out our re-fix offer which won't cost you a cent!

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Really!A new product has just come out today offering 95% lending for people wanting to purchase outside of the main centres.So what's the catch?As with any lending over 80% of the value of the property there will be a few extra hoops to jump through.  I've outlined the...
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We love working with first home buyers. The excitement of walking through your own front door for the first time is something that never gets old.  After more than 15 years combined experience between us, there is one thing that keeps coming up over and over - why can...
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The financial life cycle

August 3, 2018
As you can imagine, we get the pleasure of helping people all across the financial spectrum... From people with no deposit and a dream of owning a home, right through to those with 20 or 30 rental properties and untold millions in wealth. The thing that always gets me is tha...
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At My Mortgage we’re all about providing great options for our clients, and using those options to get the best result. One of the ways we do this is by splitting your lending across two or even three banks, which can be beneficial for the right borrower. We’d like to cl...
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If you’re going to do a skydive, you want the gear getting you from the plane to the ground to be 100% perfect, right? We’d call that managing your risk, and it’s what the banks do when they assess your home loan application. You want to be down on the ground, unhurt w...
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But are you?

This would be one of the most common reasons given for not seeking independent advice on your home loan.  For a lot of people they simply look in their wallet, see a bank logo on one of their cards and assume that that bank is the one that's the best for them. They migh...
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