Really!A new product has just come out today offering 95% lending for people wanting to purchase outside of the main centres.So what's the catch?As with any lending over 80% of the value of the property there will be a few extra hoops to jump through.  I've outlined the...
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Making an offer on a property is one of the most exciting parts of buying a home. You've found a place you love and you just want to move in - but first there might be a bit of negotiating and that huge long legal document we call a Sale and Purchase Agreement, which we'll t...
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Creating an awesome "Team"

December 5, 2017
I often talk to First Home Buyers about the importance of having a great "Team" around them when they are buying their first home - and by that I mean a fantastic group of professionals and support people who are awesome at what they do and can help make the process incredib...
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So you're keen to look into buying your first home? The good news is that we've done it all before and are here to help you through the process! One of the biggest things I find with First Home Buyers is that they are scared of not knowing how the process works - and I can't...
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Good news this morning from the Reserve Bank as the LVR (Loan to Value Ratio) restrictions are going to be eased from 1st January 2018. At the moment the banks can only have 10% of their total lending to people with less than 20% deposit.  From January 1st they will be ...
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What does that mean?

November 1, 2017
Like most people who live and breathe their professions we are prone to occasionally get carried away using acronyms and industry jargon to explain the details of the work we're doing.  It's something that I get really annoyed at so we're doing something about it! ...
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Buying your first home is about the biggest step you're going to make in your life. We know there is a bunch of flash ads out there on TV and lots of confusing information coming your way so we want to help by providing some independent advice on your Home Loan options and g...
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Tyre Kickers Welcome!

April 10, 2017
I had a great email the other day from a young chap who hadn't been managing his finances but had come to the conclusion that he wanted to do something about it and get himself a house. He was a bit sheepish to ask for advice at first but after spending some good time with ...
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I had a few laughs with a client this week when he remarked "so you're pretty much like Robin Hood" after we were able to negotiate a good deal with the bank - Well I wouldn't say what we do is that noble and aside from a dress up for the Wellington Sevens a few years ago I'...
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Whether you've got some credit cards or a personal loan that you want to knock on the head or you're wanting to make some serious inroads on repaying your mortgage - We can help! I think this is one of the more important new years resolutions you can make and by starting wi...
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