Skip to main content

How will the war in the Middle East affect my interest rates? Sign up for our free webinar: Thursday 9 April at 7pm.

Latest News from My Mortgage

All

First Home Buying Investment Property Sell & Buy with ease Building & Renovation Pay your mortgage off faster Podcast Most Popular Season 1 Adam Smith My Mortgage News Claire Williamson Season 2 Case Study My Mortgage Community Fund Refinance

TAGS

Student Loans and Mortgage Serviceability

Student Loans and Mortgage Serviceability

July 15th 2026 A student loan doesn't stop you from buying a home. For most people, it's just one more thing to factor into the plan - and there's usually a good path forward. Here's what you need to know. Read more

How to Switch Your AIA GO Home Loan to ASB (and Get a Cashback)

How to Switch Your AIA GO Home Loan to ASB (and Get a Cashback)

July 8th 2026 If your home loan is with AIA GO Home Loans, or it started life as a Sovereign loan years ago, this one’s for you. ASB has launched a cash offer for AIA GO Home Loan customers who move their Read more

What Actually Happens After Your Offer Is Accepted

What Actually Happens After Your Offer Is Accepted

June 23rd 2026 Getting your offer accepted is a massive moment. Then about 48 hours later, the questions start. What do I need to do? When does the bank need to confirm? What's unconditional mean again? This is the Read more

Co-buying - a new fad or a genuine way into the market?

Co-buying - a new fad or a genuine way into the market?

June 22nd 2026 More and more Kiwis are finding a creative solution to one of the biggest barriers to homeownership - and the great news is that it doesn't involve waiting years to save a bigger deposit on your own. Read more

Sell First or Buy First? Here's how to do both

Sell First or Buy First? Here's how to do both

June 16th 2026 Most people think selling and buying at the same time is stressful. It doesn't have to be. With the right prep, you can move from your current home into your next one feeling confident the whole way Read more

What's actually happening with interest rates right now

What's actually happening with interest rates right now

May 19th 2026 There's a lot of noise out there at the moment. Global tension, rising fuel prices, economists talking about inflation, and attention-grabbing headlines that can make everything feel a bit uncertain. Read more

Case Study - Why a "No" from the Bank isn’t Always the Final Word: The $200k Equity Oversight

Case Study - Why a "No" from the Bank isn’t Always the Final Word: The $200k Equity Oversight

April 14th 2026 Some new clients approached us wanting to take advantage of a low interest ‘Green Loan’ to purchase an EV. They had strong income and a solid repayment history. However, when they went direct to Read more

A guide to break fees: How they are calculated and when to pay them

A guide to break fees: How they are calculated and when to pay them

April 7th 2026 The New Zealand mortgage market has been on bit of a rollercoaster lately. After a period of reasonably aggressive easing throughout 2025 that saw the Official Cash Rate (OCR) drop to 2.25%, some Read more

ANZ’s new 2.50% Renovation Loan: Everything you need to know

April 7th 2026 If you’ve been scrolling through kitchen designs or dreaming of updating your bathroom to something a little more modern, you aren’t alone. According to recent data, more Kiwis are choosing to Read more

Loading...