We don't do Insurance -
But we know people.... Good people
What Insurances do I need when I buy a house?
Your house is probably going to be one of your most valuable assets, and you will want to look after it. There is always the risk that things outside of your control can happen, both to you personally and to the property.
If you are new to the whole insurance thing, we can point you in the right direction to good people who will make sure you get what you need while explaining it simply.
House and Contents Insurance
House insurance is the only thing that is required by banks when you buy a house. This means that if there is a major event that causes damage to your property, you are insured for things to be replaced.
Contents insurance is also a good option to protect your stuff. We have a lot more than we think.
At My Mortgage, we partner with Initio who are an awesome local insurance company that makes this type of insurance simple to get and, more importantly, when it comes to claim time, simple to get the funds.
Personal Risk Insurance
Better known as health and life insurance, this is the insurance you take out to ensure you and your family are financially protected if life events get in the way.
This is essential to have a conversation about during the home purchase process to make sure you have a plan for when things don't go according to our plans.
Hannah, who is a My Mortgage Director and all-around legend, is an Insurance Advisor with My Insurance Cover and is our go-to for all things Personal Risk Insurance