Protecting the home you’ve worked hard for
Our official insurance partner
My Insurance Cover is the official insurance partner of My Mortgage, helping you safeguard your mortgage, family and lifestyle.
Why Insurance matters with a mortgage
Mortgage & Income Protection
Ensures monthly mortgage repayments are covered if illness or injury prevents you from working.
Life Insurance
Provides a lump sum payout to clear the home loan and support dependents if the unexpected happens.
Trauma/ Critical Illness Cover
Delivers a lump-sum payout upon diagnosis of a serious condition, letting you focus on recovery without financial pressure.
Health Insurance
Fast-tracks access to private surgical treatment without waiting on public health lists.
Why My Insurance Cover?
Seamless Integration
Works alongside your My Mortgage adviser so your cover directly matches your mortgage structure and debt level.
Tailored Advice
Access to top New Zealand insurers (such as Chubb Life, AIA, and Asteron) to build custom protection.
No Direct Cost for Advice
Services are paid via commission from the chosen insurer, keeping advice accessible.
Ongoing Reviews & Claims Support
Dedicated support at claim time and yearly policy reviews to adjust as your loan or life changes.
House & Contents Insurance
House insurance is the only thing that is required by banks when you buy a house. This means that if there is a major event that causes damage to your property, you are insured for things to be replaced.
Contents insurance is also a good option to protect your stuff. You own a lot more than you might think.
At My Mortgage, we partner with Initio who are an awesome local insurance company that makes this type of insurance simple to get and, more importantly, when it comes to claim time, simple to get the funds.
