Smashed Avo to Smashed Goals: Third Edition

*NEW 2026 EDITION - with Case Studies and new Chapters*

They said Millennials eat too much smashed avo on toast, and won’t own their own homes. 

But Claire Williamson has spent over ten years helping hundreds of Kiwis from all over the country get onto the property ladder.   

In this handbook she walks you through the whole thing, start to finish: what you actually need for a deposit, how KiwiSaver and the First Home Loan really work, buying with less than 20%, what the bank is testing when it assesses you, and what happens between an accepted offer and the keys in your hand.  

Claire believes buying your first home isn’t out of reach, it’s just hard to find the right information you need in one place, and Smashed Avo to Smashed Goals walks you through the whole thing from start to finish. How KiwiSaver and the First Home Loan really work, buying with less than 20%, what the bank is testing when it assesses you, and what happens between an accepted offer and the keys in your hand.  

Along the way you will meet real first home buyers who got there, including the ones who were told no first.  

Your first home is closer than you think. And yes, you can have the smashed avo too.