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From the My Mortgage Blog

Homeownership isn't just a game for couples

July 27th 2026When my husband and I split in 2019, I brought him out of our jointly owned home. I was absolutely terrified. Low equity, a large loan, one income, a business that was still growing, and an uncertainRead more

It's been a long time coming, but we sold our house

July 24th 2026Twenty months. That's how long our house has been for sale in one form or another, and then it all happened in five days flat. If you're in the middle of your own slow-burn sale, or wondering whetherRead more

Using Home Equity to Buy a Business

July 23rd 2026If you've built up equity in your home and you've got your eye on a business, you're actually in a pretty strong position. A lot of people don't realise that home equity can be a legitimate path intoRead more

Nobody told you this, but 2026 might actually be your year

July 20th 2026If you’ve been putting off buying your first home, or not sure whether the time is right, there have never been such great options for buyers. While most of the headlines have been dominated withRead more

Student Loans and Mortgage Serviceability

July 15th 2026A student loan doesn't stop you from buying a home. For most people, it's just one more thing to factor into the plan - and there's usually a good path forward. Here's what you need to know.Read more

What to do when your building report flags some issues

July 14th 2026So you've made an offer, got a building report done, and it's come back with a few things flagged. Before you panic, it's worth knowing this happens all the time. Very few properties, evenRead more

How to Switch Your AIA GO Home Loan to ASB (and Get a Cashback)

July 8th 2026If your home loan is with AIA GO Home Loans, or it started life as a Sovereign loan years ago, this one’s for you. ASB has launched a cash offer for AIA GO Home Loan customers who move theirRead more

What Actually Happens After Your Offer Is Accepted

June 23rd 2026Getting your offer accepted is a massive moment. Then about 48 hours later, the questions start. What do I need to do? When does the bank need to confirm? What's unconditional mean again? This is theRead more

Co-buying - a new fad or a genuine way into the market?

June 22nd 2026More and more Kiwis are finding a creative solution to one of the biggest barriers to homeownership - and the great news is that it doesn't involve waiting years to save a bigger deposit on your own.Read more

Sell First or Buy First? Here's how to do both

June 16th 2026Most people think selling and buying at the same time is stressful. It doesn't have to be. With the right prep, you can move from your current home into your next one feeling confident the whole wayRead more

What's actually happening with interest rates right now

May 19th 2026There's a lot of noise out there at the moment. Global tension, rising fuel prices, economists talking about inflation, and attention-grabbing headlines that can make everything feel a bit uncertain.Read more

When faced with uncertainty, what do you do?

April 18th 2026I’ve been pondering lately what we should do when the world is uncertain. Right now there is global conflict, price increases, businesses struggling, people confused about what they should do andRead more

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