New announcement. Learn more

Thanks!

We'll be in touch soon!

From the My Mortgage Blog

How much does a mortgage adviser cost

One of the most common questions we’re asked is, “How much do you charge?” The great news is that working with us won’t cost you a cent. That’s because we’re paid by the bank once a loan Read more

Using Equity to Get An Investment Property

A lot of the first-home buyers we helped a few years ago are now coming back to chat about what’s next—specifically, how to use the equity in their current home to buy an investment property. AndRead more

Improving Serviceability & Borrowing

One of the most common things we’re asked is how to improve serviceability—that is, your ability to borrow more money for a home loan. Whether you're buying your first home, upsizing, or investinRead more

CASE STUDY: The Beauty of Having Multiple Bank Options

When you’re buying a home and have a strong deposit behind you, it’s the perfect time to make the banks work for you—not the other way around. We recently worked with a client who was lookingRead more

CASE STUDY: Restructuring lending to save

Sometimes the smartest financial moves aren’t about borrowing more — they’re about structuring what you already have in the right way. We recently worked with a client who had receivedRead more

How can I buy my first home with less than 20% deposit?

A lot of first-home buyers think they need a 20% deposit to get on the property ladder—but that’s not always the case. The good news? There are actually several ways you can buy with less, andRead more

Using A Guarantee For Your Family

Guarantees used to be a simple way for parents to help their children into a first home. But with changes to responsible lending rules, things have become a lot more complex. If you're thinking aboutRead more

Buying in NZ as a non-citizen

New Zealand is an incredible place to live, and it’s no surprise that so many people from overseas want to make it home. If you’ve recently moved here or are planning to settle down, buying aRead more

Gift Letters and Loan Letters

For many first home buyers, getting help from family or friends with a deposit is the key to getting into the market. That support usually comes in the form of a gift or a loan—but what’s theRead more

Buying at Auction

Buying a property at auction is such an exciting to lock in your dream home or investment—but it does come with a few extra responsibilities, especially when it comes to finance. Here’s a quickRead more

Buying Your First Home in 2025!

Thinking about buying your first home in 2025? We love working with first-home buyers. We keep things relaxed, clear, and easy—but we’re also incredibly good at what we do. Most importantly, weRead more

Lower Interest Rates: What's Your Next Step?

Yep, interest rates are still coming down! But what does that actually mean for you and your mortgage? Is it time to refix, refinance—or just stay put? We’re working with a lot of clients rightRead more
 

This product has been added to your cart

CHECKOUT