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What Actually Happens After Your Offer Is Accepted

What Actually Happens After Your Offer Is Accepted

June 23rd 2026 Getting your offer accepted is a massive moment. Then about 48 hours later, the questions start. What do I need to do? When does the bank need to confirm? What's unconditional mean again? This is the Read more

Sell First or Buy First? Here's how to do both

Sell First or Buy First? Here's how to do both

June 16th 2026 Most people think selling and buying at the same time is stressful. It doesn't have to be. With the right prep, you can move from your current home into your next one feeling confident the whole way Read more

Tips to repay your mortgage faster

January 27th 2025 Each time a payment comes out for your mortgage repayments, it feels like it is a never ending flow of money from your account and if you're near the start of your mortgage, 30 years seems like a Read more

Intergenerational Home Buying & Lending: A Growing Trend in New Zealand

June 12th 2024 In recent years, a noticeable shift has emerged in New Zealand's property market: more families are choosing to buy homes together. This trend of intergenerational living isn't just about sharing Read more

Bridging Finance in New Zealand: Is it possible and what else could you do?

Bridging Finance in New Zealand: Is it possible and what else could you do?

May 3rd 2024 Bridging finance can be a lifeline for homeowners looking to buy a new property before their existing one is sold. However, as Greg from My Mortgage explains, securing this type of loan isn't as Read more

Up-to-Date Financials for Business Owners buying residential property

February 19th 2024 A crucial aspect of residential home lending for business owners is the significance of keeping your business financials up to date. In recent years, banks have become increasingly stringent about Read more

Navigating Current Interest Rates: Why a Short-Term Fix Might Be Your Best Bet

February 19th 2024 At My Mortgage, we've been closely monitoring the current landscape of interest rates as of February 2024. With rates fluctuating between 6.4% and 6.9%, depending on the chosen term, we believe it's Read more

Applying for a mortgage while on a fixed term employment contract - How does that work?

Applying for a mortgage while on a fixed term employment contract - How does that work?

November 2nd 2023 We commonly hear people say that it’s impossible to get a home loan when you’re on a fixed term contract but is that true? Read on to find out more!... Every situation is different when it comes Read more

I’m in a trial period - Can I apply for a home loan?

I’m in a trial period - Can I apply for a home loan?

November 2nd 2023 It’s less common these days to see trial periods in employment contracts since the law changed in 2018 to only allow employers with 19 or less staff to include trial periods. But the question does Read more

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