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How much does a mortgage adviser cost

No Cost, Just Expert Advice

One of the most common questions we’re asked is, “How much do you charge?” The great news is that working with us won’t cost you a cent. That’s because we’re paid by the bank once a loan is approved and settled—meaning you get the benefit of great advice and support, without having to foot the bill yourself.

How We Get Paid

We receive a small commission from the bank when a loan is put in place, and we’re always upfront about how that works. Every one of our clients receives a disclosure document outlining what we’re paid, so it’s all clear and transparent. The key thing to know is that this doesn’t affect the terms of your lending, and it means we can offer expert advice without any direct cost to you.

Independent Guidance That Works for You

As independent advisers, we have access to a range of lenders, and we keep up with rate changes, policy updates, and what’s happening across the market every day. That means we’re able to recommend the best options for your situation—not just a one-size-fits-all solution from a single bank. Whether you're buying your first home, refinancing, or investing, we’ll tailor a plan that works for you.

Why It’s a No-Brainer

We genuinely believe that getting independent advice is one of the smartest things you can do when it comes to lending. Of course, we’re a little biased—but we've seen time and time again how valuable it is for our clients to get clear guidance and support through the process.

Let’s Talk About Your Next Step

If you're looking to take the next step toward buying property, refinancing, or just understanding what’s possible for you, get in touch. We’ll help you put a plan in place and get closer to achieving your financial goals—without it costing you anything.



 

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