A relationship separation brings a lot of emotional and financial change—and for many, one of the biggest questions is what to do about the property. For this client, it was about finding a clear path forward and creating stability with a new home.
They came to us exploring the options of either buying out their ex-partner or purchasing a new home on their own in the Waikato. With an understanding of the process and some equity behind them, they were in a good position to take the next step.
Here’s how we helped:
Step 1: Understanding the full picture
After the separation, our client was looking to set themselves independently and needed a lending solution that would support either buying out their ex-partner or moving in to a new property. We talked through both options and landed on purchasing a new home as the preferred decision.
Step 3: Navigating the paperwork
Westpac stood out for their streamlined process, especially when it came to the relationship separation requirements. They required less documentation than the other banks, which helped keep things moving quickly and reduced the stress of the process.
Step 4: Making the right choice
Once the Relationship Property Agreement (RPA) was signed, we were able to finalise the offer with Westpac. With competitive interest rates, solid cash back, and an efficient process, our recommendation was to move ahead with Westpac.
The result?
A clear and confident fresh start. With a strong bank on board and a new property secured, our client can now focus on the next chapter of homeownership with peace of mind and new independence.