1. Make a Commitment
2. Set up a savings account at another bank
3. Contribute a higher amount of your income to Kiwisaver.
4. Increase income
5. Live with family (or others)
6. Be realistic
Get in touch with us and we can help you set a budget for your situation. Remember that your first home isn't your forever home and there will likely be things you may not love about it. Setting some realistic expectations around what you and afford and what is sustainable for you in the long term is really important, so you're in a position to enjoy living in your first home and also enjoy living life too!
As always, we're looking for ways to make your journey into your first home easy. Let us know if these tips were helpful for you and get in touch with us for a detailed, personalised plan to make your first home purchase happen.Adam, Claire & the My Mortgage Team