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Latest News from My Mortgage


A new home for 5% Deposit for first home buyers


A new loan type has just come out today offering 95% lending for people wanting to purchase outside of the main centres.

So what's the catch?

As with any lending over 80% of the value of the property there will be a few extra hoops to jump through.  I've outlined these below

  • Deposit will need to be Kiwisaver or savings - Not a gift
  • No adverse credit history - No defaults in the last five years
  • Registered Valuation will be required
  • Interest rate will be higher than if you had 20% deposit

‚ÄčThat doesn't seem so bad, how do I sign up?!

That's easy.  Simply contact us or you can get things started by submitting an application form online.  We'll then be in touch to discuss the details of your personal situation and what the right lending for you is going to be. Too easy? We try to make it that way!

Check out some more information below on buying your first home, along with what we do and how we make things simple for you.

We look forward to hearing from you 

Adam, Claire and The My Mortgage Team


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