Thinking about buying your first home?

Adding to your family home, house & land packages or building your dream home?

Building a new home or renovating an existing one is really exciting. Being completely in control of what you want and how you want it to be is such a rewarding experience. There is, however, a lot to consider, including when it comes to financing the build or renovation. The My Mortgage team have recently all built their own homes, as well as helping many clients build and renovate. We know the process, what the banks need to see about the build and renovation and the things to watch out for during the build.

Contact the team about your renovation or building

The My Mortgage team love renovating and building houses and we've all done it at some point in our property owning lives. Get in touch with the team to find out how getting loans work for building a house or doing renovations to your property. 

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Thanks for touching base about your build or renovation. One of the My Mortgage team will be in touch really soon to discuss in more detail.

From the My Mortgage Blog

Types of loans

We get asked a lot about the different types of loans you can take, and there is often a lot of confusion about how these can and should be set up. The golden rule is that it's important to get theRead more

Afterpay etc & how it may affect your ability to get a mortgage

Buy now, pay later schemes have been around for a long time and were generally termed as Hire Purchases. Traditional credit cards are also essentially a Buy Now, Pay Later type thing as well.  HowevRead more

Your Home Loan Elevator Pitch - Telling your story

Are you not having any love with your bank?  Or you feel like you're just not getting what you want? We don't consider ourselves to be greasy salespeople by any stretch but most people canRead more

Five simple tips to repay your mortgage faster

Each time a payment comes out for your mortgage repayments, it feels like it is a never ending flow of money from your account and if you're near the start of your mortgage, 30 years seems like aRead more

Is your Home Loan still floating? We need to talk!

If you've got a home loan which is sitting on floating and you've been getting around to fixing it... or perhaps a fixed loan expired and has just rolled on to floating then this message is reallyRead more

The financial life cycle & how it works

As you can imagine, we get the pleasure of helping people all across the financial spectrum... From people with no deposit and a dream of owning a home, right through to those with 20 or 30 rentalRead more

How & Why is My Mortgage free?

As Luther Vandross and Janet Jackson announced in their 1992 Grammy-nominated duet, The Best Things In Life Are Free. But in reality, nothing in life is free, right? Well for once you can getRead more

Situation changing? Structure your mortgage to be resilient

At My Mortgage one of the most important things to us is you having the right home loan for your situation. We often stress that when you get your first mortgage, we'll structure it to fit you best,Read more

Free design advice for your new build or renovation!

Here at My Mortgage we love working with our clients and those in our networks to create more value for you in your experience with us. Deanna from The Designery Room thinks along the same lines,Read more

What does that Jargon mean? We know it so you don't have to

As with any industry, ours is full or Acronyms and Jargon, but what do all those things you hear actually mean?   We try to keep it really simple so if you catch us dropping one of the belowRead more

Insurance is not our game but we know people!

Insurance is not our game but it's still a very important part of owning a home and like with everything that we do, we want to make this as easy and cost effective as possible whilst maintaining aRead more

Loan to Value Ratio (LVR) - Why it matters?

LVR has to be the most talked about thing in the Mortgage industry in the past few years, and it's with good reason.   It's probably the single most important thing when it comes to assessing aRead more

Book a time with an expert

For My Mortgage, home loans are all about people and stories, not numbers and dollars. By booking a time to speak with one of our expert team, we can give you free advice and guidance and what we think will be right for you. We can connect in person, via phone, online or email. 

Whatever works best for you.