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Information we need for New loan applications

Your First Meeting with Us

At My Mortgage we're all about cutting through bank jargon and explaining all the aspects of your home loan in your terms. We're the types who'll stick with you, from your first purchase to your last; if you need finance, we'll be there to help.

We'll make arranging finance nice and easy, so you can concentrate on the really fun part of buying – finding the perfect home for you!

When we catch up with you we'll have a chat about the following…

  • What you'd like to buy for – or work toward setting a purchase limit
  • Incomes for each person borrowing
  • Amount of deposit
  • Where deposit is coming from… savings, kiwisaver, gifts etc
  • Existing lending balances and repayments if this is applicable
  • Which lending products will be a good fit
  • A plan to move forward with application or put steps in place to achieve loan approval
  • Plans for what you'd like to do now and in the long term – this is so important!
  • Your options to purchase a home – whether it's your first, second, or fifth property, we'll be able to help
  • Any other relevant information that comes up based on the above

At the end of the meeting we'll head out the door with a plan in place for you to take the next step with your next purchase – whether it's your first home, your second, a rental property or a new build.

We'll confirm the next steps in the process, and don't worry, we'll be there the entire time to let you know exactly what you need to provide to us and to answer any questions as they come up.

So let's get started! Contact Adam or Claire today for a chat about how we can become your go-to person and get you on the road to your next home faster.