Thanks!

We're excited to help you plan purchasing your first home!

Claire or Greg from My Mortgage will be in touch really soon to find out more about where things are at for you right now and then give you advice and tools to get you on the path to buying your first property.


In the meantime, check out the helpful information on our blog about buying your first home. 

From the My Mortgage First Home Buyers Blog

Types of loans

We get asked a lot about the different types of loans you can take, and there is often a lot of confusion about how these can and should be set up. The golden rule is that it's important to get theRead more

Afterpay etc & how it may affect your ability to get a mortgage

Buy now, pay later schemes have been around for a long time and were generally termed as Hire Purchases. Traditional credit cards are also essentially a Buy Now, Pay Later type thing as well.  HowevRead more

Your Home Loan Elevator Pitch - Telling your story

Are you not having any love with your bank?  Or you feel like you're just not getting what you want? We don't consider ourselves to be greasy salespeople by any stretch but most people canRead more

Five simple tips to repay your mortgage faster

Each time a payment comes out for your mortgage repayments, it feels like it is a never ending flow of money from your account and if you're near the start of your mortgage, 30 years seems like aRead more

Our thoughts on if to fix or float - Fix for a year

At the risk of oversimplifying things... I believe the best thing you can be doing right now is to fix your home loan for 12 months. ANZ came out last week saying they saw another at least two or maRead more

Is your Home Loan still floating? We need to talk!

If you've got a home loan which is sitting on floating and you've been getting around to fixing it... or perhaps a fixed loan expired and has just rolled on to floating then this message is reallyRead more

Welcome Home Loan & Homestart grant changes

Earlier this week the Government announced that they had been "overly ambitious" with their goal to build 100 000 homes in the next 10 years so have reset KiwiBuild. As a part of the reset, it hasRead more

The financial life cycle & how it works

As you can imagine, we get the pleasure of helping people all across the financial spectrum... From people with no deposit and a dream of owning a home, right through to those with 20 or 30 rentalRead more

Why borrowing power is less when you don't have 20%?

We love working with first home buyers. The excitement of walking through your own front door for the first time is something that never gets old.  After more than 15 years combined experience betwRead more

How to be the best guy jumping out of a plane

If you’re going to do a skydive, you want the gear getting you from the plane to the ground to be 100% perfect, right? We’d call that managing your risk, and it’s what the banks do when theyRead more

How & Why is My Mortgage free?

As Luther Vandross and Janet Jackson announced in their 1992 Grammy-nominated duet, The Best Things In Life Are Free. But in reality, nothing in life is free, right? Well for once you can getRead more

The scribble graph - Adam draws this multiple times week

This scribble is going to be familiar for a lot of people reading this...  It may be fairly crude but it sums up why it feels so tough getting in to your first home but also just how much that hardRead more