Thanks!

We're excited to help you plan purchasing your first home!

Claire or Greg from My Mortgage will be in touch really soon to find out more about where things are at for you right now and then give you advice and tools to get you on the path to buying your first property.


In the meantime, check out the helpful information on our blog about buying your first home. 

From the My Mortgage First Home Buyers Blog

Getting your low equity margin removed.

When you get a home loan at more that 80% Loan to value ratio (Find out more about LVR's here) the banks charge you a bit extra for the privilege of borrowing that money when you have a smallerRead more

Buying a property at auction with less than a 20% deposit

With the property market as hot as it is, a lot of properties are being sold via auction and understandably so. We are hearing of great prices for people selling their properties at auction. However,Read more

Getting a home loan when you're on one income

Buying a new home on one income either as a single person or when you or your partner are not working can feel really difficult but there are ways to make things work and things to consider. Read more

Banishing Short Term Debt forever...

Every single day, as a Mortgage Broker, I say to myself “I wish more people understood debt and how to beat it”.  People contact me to buy their first home, and at least 50% of the time eitherRead more

Using KiwiSaver for your unconditional day deposit?

For many first home buyers, their KiwiSaver forms a large part (some if not all) of their deposit for a home, and we are frequently asked the question as to how this can be used to pay their deposit Read more

What do banks look at for self employed income & why?

Being self employed is a great option for many people and can give freedom in a lot of areas of life. It can also mean a few more challenges, and a question we often get asked is "Why is it harderRead more

Can I use my KiwiSaver if I've owned a home before?

In recent years, KiwiSaver has become a great way for first home buyers to save for a home, and almost all our first home buyer clients include KiwiSaver as part of their depsoit. But what about ifRead more

Yay, you're pre approved! What's next?

The hard work for your home loan is now done – the bank wants to lend you money! Now there are only a few key things left to do; Find the right house and make an offer – talk to us aboutRead more

Who are you going to buy with?

For most first home buyers, at least two people being involved will open up a heap of options for you, unless you have a very significantly high personal income or a very good deposit. So plenty of mRead more

What type of "Advice" can you get from a mortgage broker?

You’re absolutely smashing it. You’ve got your pre-approval, have made an offer and met all the conditions on your agreement. Now it’s time to confirm your agreement unconditional, and BOOM - Read more

Where did all my money go??

About three weeks ago I got a call from a first home buyer I had pre-approved – and the first thing she asked me was “Do you know where all my KiwiSaver money has gone?” Unfortunately IRead more

What's a Priority Amount?

We sometimes get some concerned clients touch base with us when they receive their loan offer as it has two amounts on there. One is the amount they are borrowing and one is substantially higher.Read more